Natural hazards · Lucedale

Lucedale, MS natural hazards

Most of the natural-hazard damage FEMA expects in Lucedale comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1983. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lucedale?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lucedale to be higher than in 94% of U.S. communities, mostly from hurricanes.

Hurricanes76%Inland flooding12%Tornadoes6%Everything else7%

By hazard

What Lucedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

12% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lucedale flood?

Every paid claim on a federal flood insurance policy in Lucedale, from FEMA’s records.

1paid claims since 1983

$11Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lucedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: George County.

What’s been done with FEMA grants

16storm safe rooms built

Disasters that hit Lucedale

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lucedale itself: aid to households, or repair grants to the City of Lucedale.

Brought FEMA money into LucedaleDeclared for George County only

2026

Severe Winter Storm

1 household applied for aid

2021

Hurricane Ida

4 households applied for aid $16K aid approved

2020

Hurricane Zeta

1,177 households applied for aid $2.0M aid approved $661K to the City of Lucedale for repairs

2016

Severe Storms and Flooding

50 households applied for aid $57K aid approved

2012

Hurricane Isaac

416 households applied for aid $302K aid approved

2008

Hurricane Gustav

$805 to the City of Lucedale for repairs

2005

Hurricane Katrina

7,938 households applied for aid $12.8M aid approved $506K to the City of Lucedale for repairs

2005

Hurricane Dennis

$4K to the City of Lucedale for repairs

2004

Hurricane Ivan

974 households applied for aid $1.0M aid approved $139K to the City of Lucedale for repairs

George County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lucedale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lucedale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lucedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lucedale total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.