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Natural hazards · Louise

Louise, MS natural hazards

Most of the natural-hazard damage FEMA expects in Louise comes from drought, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1991. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Louise?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Louise to be higher than in 70% of U.S. communities, mostly from drought and inland flooding.

Drought35%Inland flooding23%Tornadoes11%Cold waves11%Hurricanes6%Everything else15%
By hazard

What Louise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

35% of expected damage
Recorded about 16 times a year in the area

Inland flooding

23% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 3 years in the area

Cold waves

11% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Hurricanes

6% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Louise flood?

Every paid claim on a federal flood insurance policy in Louise, from FEMA’s records.

2paid claims since 1991
$16Kpaid to owners
0homes flooded more than once
19912026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Louise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Humphreys County.

What’s been done with FEMA grants

23flood-prone properties bought out and cleared
5storm safe rooms built
Disasters that hit Louise

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Louise itself: aid to households, or repair grants to the Town of Louise.

Brought FEMA money into LouiseDeclared for Humphreys County only
2026

Severe Winter Storm

208 households applied for aid $699K aid approved
2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

142 households applied for aid $546K aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

63 households applied for aid $115K aid approved
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

7 households applied for aid $63K aid approved
2011

Flooding

77 households applied for aid
2005

Hurricane Katrina

78 households applied for aid $53K aid approved
1998

Severe Winter Storms, Ice and Freezing Rain

$2K to the Town of Louise for repairs
Humphreys County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Louise is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Louise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Louise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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