Natural hazards · Louin

Louin, MS natural hazards

Most of the natural-hazard damage FEMA expects in Louin comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Louin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Louin to be higher than in 55% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding25%Hurricanes23%Tornadoes20%Cold waves12%Everything else20%

By hazard

What Louin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Cold waves

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Louin flood?

FEMA's records show no paid flood insurance claims in Louin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Louin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

What’s been done with FEMA grants

29storm safe rooms built

Disasters that hit Louin

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Louin itself: aid to households, or repair grants to the Town of Louin.

Brought FEMA money into LouinDeclared for Jasper County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes.

191 households applied for aid $792K aid approved

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

11 households applied for aid $9K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

60 households applied for aid $333K aid approved

2005

Hurricane Katrina

977 households applied for aid $1.2M aid approved

Jasper County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Louin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Louin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Louin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.