Natural hazards · Liberty

Liberty, MS natural hazards

Most of the natural-hazard damage FEMA expects in Liberty comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Liberty?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Liberty to be higher than in 77% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding35%Hurricanes30%Tornadoes16%Everything else19%

By hazard

What Liberty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 4 years in the area

Hurricanes

30% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 4 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Liberty flood?

Every paid claim on a federal flood insurance policy in Liberty, from FEMA’s records.

2paid claims since 1984

$3Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Liberty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Amite County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Liberty

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Liberty itself: aid to households, or repair grants to the Town of Liberty.

Brought FEMA money into LibertyDeclared for Amite County only

2026

Severe Winter Storm

1 household applied for aid

2021

Hurricane Ida

240 households applied for aid $251K aid approved

2012

Hurricane Isaac

200 households applied for aid $84K aid approved

2005

Hurricane Katrina

1,360 households applied for aid $1.5M aid approved

2003

Severe Storms, Tornadoes, Floods

165 households applied for aid $219K aid approved

Amite County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Liberty is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Liberty’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Liberty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.