Natural hazards · Latimer

Latimer, MS natural hazards

Most of the natural-hazard damage FEMA expects in Latimer comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 2001. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Latimer?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Latimer to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding23%Tornadoes9%Everything else17%

By hazard

What Latimer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 71% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Latimer flood?

Every paid claim on a federal flood insurance policy in Latimer, from FEMA’s records.

12paid claims since 2001

$611Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

2026-06-Arthur-TS: 2 claims, $122K
Tropical Storm Allison: 1 claim, $31K
Tropical Storm Isidore: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Latimer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Latimer

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Latimer itself: aid to households, or repair grants to Latimer.

Brought FEMA money into LatimerDeclared for Jackson County only

2020

Hurricane Zeta

1 household applied for aid

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Latimer

Latimer and the towns around it

Very lowLowModerateHighVery high

Latimermostly hurricanesVery high

St. Martinmostly hurricanesVery high

D'Ibervillemostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Latimer covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Latimer’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Latimer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Latimer total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.