Natural hazards · Iuka

Iuka, MS natural hazards

Most of the natural-hazard damage FEMA expects in Iuka comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1991. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Iuka?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Iuka to be higher than in 57% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding29%Earthquakes23%Cold waves19%Tornadoes17%Heat waves6%Everything else7%

By hazard

What Iuka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

23% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

19% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 96% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Iuka flood?

Every paid claim on a federal flood insurance policy in Iuka, from FEMA’s records.

2paid claims since 1991

$39Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Iuka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tishomingo County.

What’s been done with FEMA grants

86storm safe rooms built

Disasters that hit Iuka

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Iuka itself: aid to households, or repair grants to the City of Iuka.

Brought FEMA money into IukaDeclared for Tishomingo County only

2026

Severe Winter Storm

448 households applied for aid $664K aid approved $419K to the City of Iuka for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

25 households applied for aid $40K aid approved

2010

Severe Storms, Tornadoes, and Flooding

17 households applied for aid $21K aid approved $5K to the City of Iuka for repairs

2005

Hurricane Katrina

$3K to the City of Iuka for repairs

1998

Severe Winter Storms, Ice and Freezing Rain

$5K to the City of Iuka for repairs

Tishomingo County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Iuka covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Iuka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Iuka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Iuka total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.