Natural hazards · Inverness

Inverness, MS natural hazards

Most of the natural-hazard damage FEMA expects in Inverness comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2016. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inverness?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inverness to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves19%Tornadoes15%Earthquakes10%Drought9%Everything else17%

By hazard

What Inverness faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 81% of U.S. places

Drought

9% of expected damage

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inverness flood?

Every paid claim on a federal flood insurance policy in Inverness, from FEMA’s records.

1paid claims since 2016

$8Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Inverness isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sunflower County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Inverness

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Inverness itself: aid to households, or repair grants to the Town of Inverness.

Brought FEMA money into InvernessDeclared for Sunflower County only

2026

Severe Winter Storm

125 households applied for aid $358K aid approved

2016

Severe Storms and Flooding

3 households applied for aid

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

2 households applied for aid

Sunflower County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inverness is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inverness’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Inverness. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.