Natural hazards · Henderson Point

Henderson Point, MS natural hazards

Most of the natural-hazard damage FEMA expects in Henderson Point comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 225 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henderson Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henderson Point to be higher than in 99% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding47%Hurricanes33%Inland flooding14%Everything else7%

By hazard

What Henderson Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

47% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

33% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

14% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henderson Point flood?

Every paid claim on a federal flood insurance policy in Henderson Point, from FEMA’s records.

225paid claims since 1998

$9.1Mpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Zeta: 131 claims, $954K
Hurricane Katrina: 45 claims, $8.0M
Hurricane Isaac: 14 claims, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henderson Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Henderson Point

Federal disasters declared here

None of the disasters declared for Harrison County shows FEMA aid or repair money reaching Henderson Point itself in FEMA’s records.

Brought FEMA money into Henderson PointDeclared for Harrison County only

Harrison County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henderson Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Henderson Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Henderson Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henderson Point total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.