Natural hazards · Hatley

Hatley, MS natural hazards

Most of the natural-hazard damage FEMA expects in Hatley comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatley to be higher than in 35% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves32%Tornadoes25%Inland flooding18%Heat waves8%Earthquakes7%Everything else10%

By hazard

What Hatley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 20 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatley flood?

FEMA's records show no paid flood insurance claims in Hatley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hatley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Hatley

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Hatley itself in FEMA’s records.

Brought FEMA money into HatleyDeclared for Monroe County only

Monroe County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hatley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hatley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.