Natural hazards · Hamilton

Hamilton, MS natural hazards

Most of the natural-hazard damage FEMA expects in Hamilton comes from cold waves, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamilton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamilton to be higher than in 50% of U.S. communities, mostly from cold waves and tornadoes.

Cold waves32%Tornadoes23%Inland flooding21%Heat waves8%Everything else16%

By hazard

What Hamilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 11 years in the area

Inland flooding

21% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamilton flood?

FEMA's records show no paid flood insurance claims in Hamilton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

What’s been done with FEMA grants

129storm safe rooms built

Disasters that hit Hamilton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hamilton itself: aid to households, or repair grants to Hamilton.

Brought FEMA money into HamiltonDeclared for Monroe County only

2026

Severe Winter Storm

1 household applied for aid

2023

Severe Storms, Straight-Line Winds, and Tornadoes

38 households applied for aid $22K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

31 households applied for aid $54K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $10K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

4 households applied for aid $2K aid approved

2010

Severe Storms, Tornadoes, and Flooding

57 households applied for aid $43K aid approved

Monroe County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamilton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hamilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.