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Natural hazards · Gunnison

Gunnison, MS natural hazards

Most of the natural-hazard damage FEMA expects in Gunnison comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1983. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Gunnison?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gunnison to be higher than in 70% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding42%Earthquakes24%Tornadoes12%Drought8%Everything else14%
By hazard

What Gunnison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

24% of expected damage
Well above average · higher than 84% of U.S. places

Tornadoes

12% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 7 years in the area

Drought

8% of expected damage
Recorded about 11 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Gunnison flood?

Every paid claim on a federal flood insurance policy in Gunnison, from FEMA’s records.

4paid claims since 1983
$187Kpaid to owners
1homes flooded more than once
19832026

Biggest named events

  • Mid-spring storms: 1 claim, $173K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Gunnison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bolivar County.

What’s been done with FEMA grants

3homes raised above flood level
Disasters that hit Gunnison

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gunnison itself: aid to households, or repair grants to the Town of Gunnison.

Brought FEMA money into GunnisonDeclared for Bolivar County only
2026

Severe Winter Storm

96 households applied for aid $248K aid approved
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$15K to the Town of Gunnison for repairs
2016

Severe Storms and Flooding

16 households applied for aid $45K aid approved $2K to the Town of Gunnison for repairs
2011

Flooding

62 households applied for aid $502K aid approved
2008

Severe Storms and Flooding

14 households applied for aid $29K aid approved
Bolivar County has had 18 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gunnison is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Gunnison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gunnison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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