Natural hazards · Gulf Park Estates

Gulf Park Estates, MS natural hazards

Most of the natural-hazard damage FEMA expects in Gulf Park Estates comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 2005. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gulf Park Estates?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gulf Park Estates to be higher than in 93% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes52%Inland flooding17%Coastal flooding11%Tornadoes7%Everything else14%

By hazard

What Gulf Park Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

52% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

17% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Coastal flooding

11% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 66% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gulf Park Estates flood?

Every paid claim on a federal flood insurance policy in Gulf Park Estates, from FEMA’s records.

19paid claims since 2005

$804Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

Hurricane Zeta: 7 claims, $78K
Hurricane Katrina: 5 claims, $490K
2026-06-Arthur-TS: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gulf Park Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Gulf Park Estates

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gulf Park Estates itself: aid to households, or repair grants to Gulf Park Estates.

Brought FEMA money into Gulf Park EstatesDeclared for Jackson County only

2020

Hurricane Zeta

1 household applied for aid

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Gulf Park Estates

Gulf Park Estates and the towns around it

Very lowLowModerateHighVery high

Gulf Park Estatesmostly hurricanesVery high

Ocean Springsmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gulf Park Estates covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gulf Park Estates’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Gulf Park Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gulf Park Estates total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.