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Natural hazards · Grenada

Grenada, MS natural hazards

Most of the natural-hazard damage FEMA expects in Grenada comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 130 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Grenada?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grenada to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes15%Earthquakes14%Cold waves7%Everything else15%
By hazard

What Grenada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 97% of U.S. places

Earthquakes

14% of expected damage
Well above average · higher than 82% of U.S. places

Cold waves

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Grenada flood?

Every paid claim on a federal flood insurance policy in Grenada, from FEMA’s records.

130paid claims since 1979
$1.8Mpaid to owners
32homes flooded more than once
19792026

Biggest named events

  • Hurricane Katrina: 1 claim, $23K
  • Tropical Storm Isidore: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Grenada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grenada County.

What’s been done with FEMA grants

62flood-prone properties bought out and cleared
28storm safe rooms built
Disasters that hit Grenada

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grenada itself: aid to households, or repair grants to the City of Grenada.

Brought FEMA money into GrenadaDeclared for Grenada County only
2026

Severe Winter Storm

2,271 households applied for aid $3.2M aid approved $818K to the City of Grenada for repairs
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

743 households applied for aid $1.5M aid approved
2021

Severe Winter Storms

$94K to the City of Grenada for repairs
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

81 households applied for aid $72K aid approved $4K to the City of Grenada for repairs
2020

Severe Storms, Flooding, and Mudslides

$148K to the City of Grenada for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$483K to the City of Grenada for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

37 households applied for aid $5K aid approved
2005

Hurricane Katrina

$61K to the City of Grenada for repairs
1998

Severe Winter Storms, Ice and Freezing Rain

$135K to the City of Grenada for repairs
Grenada County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grenada covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Grenada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Grenada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grenada total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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