Natural hazards · Fulton

Fulton, MS natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from cold waves, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 30% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves36%Earthquakes18%Tornadoes16%Inland flooding16%Heat waves5%Everything else9%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

36% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

16% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

16% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about once every 2 years in the area

Heat waves

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

FEMA's records show no paid flood insurance claims in Fulton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Itawamba County.

What’s been done with FEMA grants

135storm safe rooms built

Disasters that hit Fulton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fulton itself: aid to households, or repair grants to the City of Fulton.

Brought FEMA money into FultonDeclared for Itawamba County only

2026

Severe Winter Storm

6 households applied for aid

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

14 households applied for aid $78K aid approved

2014

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2003

Severe Storms, Tornadoes and High Winds

1 household applied for aid $5K aid approved

Itawamba County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fulton total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.