Natural hazards · Flowood

Flowood, MS natural hazards

Most of the natural-hazard damage FEMA expects in Flowood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 176 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flowood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flowood to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Hail14%Cold waves6%Everything else19%

By hazard

What Flowood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 98% of U.S. places

Hail

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flowood flood?

Every paid claim on a federal flood insurance policy in Flowood, from FEMA’s records.

176paid claims since 1979

$5.2Mpaid to owners

24homes flooded more than once

19792026

Biggest named events

Tropical Storm Isidore: 1 claim, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flowood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rankin County.

Disasters that hit Flowood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flowood itself: aid to households, or repair grants to the City of Flowood.

Brought FEMA money into FlowoodDeclared for Rankin County only

2014

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $200 aid approved

2005

Hurricane Katrina

395 households applied for aid $213K aid approved $246K to the City of Flowood for repairs

2003

Severe Storms, Tornadoes, Floods

44 households applied for aid $89K aid approved

Rankin County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Flowood

Flowood and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingVery high

Flowoodmostly inland floodingHigh

Pearlmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flowood covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Flowood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Flowood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Flowood total about $9.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.