Natural hazards · Fayette

Fayette, MS natural hazards

Most of the natural-hazard damage FEMA expects in Fayette comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2022. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fayette?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fayette to be higher than in 44% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves21%Tornadoes17%Hail6%Hurricanes5%Strong wind5%Everything else9%

By hazard

What Fayette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Heat waves

21% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 16 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 95% of U.S. places

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 10 years in the area

Strong wind

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fayette flood?

Every paid claim on a federal flood insurance policy in Fayette, from FEMA’s records.

1paid claims since 2022

$4Kpaid to owners

0homes flooded more than once

20222026

of all homes
are insured

No community discount. Fayette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

What’s been done with FEMA grants

6storm safe rooms built

Disasters that hit Fayette

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fayette itself: aid to households, or repair grants to the City of Fayette.

Brought FEMA money into FayetteDeclared for Jefferson County only

2026

Severe Winter Storm

897 households applied for aid $1.7M aid approved

2012

Hurricane Isaac

193 households applied for aid $70K aid approved

2011

Flooding

14 households applied for aid

2005

Hurricane Katrina

1,266 households applied for aid $1.5M aid approved

2003

Severe Storms, Tornadoes, Floods

61 households applied for aid $61K aid approved

Jefferson County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fayette covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fayette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fayette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fayette total about $593K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.