Natural hazards · Enterprise

Enterprise, MS natural hazards

Most of the natural-hazard damage FEMA expects in Enterprise comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1990. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Enterprise?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Enterprise to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes21%Cold waves12%Hurricanes9%Lightning6%Everything else11%

By hazard

What Enterprise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 9 years in the area

Cold waves

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lightning

6% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Enterprise flood?

Every paid claim on a federal flood insurance policy in Enterprise, from FEMA’s records.

6paid claims since 1990

$293Kpaid to owners

1homes flooded more than once

19902026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Enterprise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarke County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Enterprise

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Enterprise itself: aid to households, or repair grants to the Town of Enterprise.

Brought FEMA money into EnterpriseDeclared for Clarke County only

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

24 households applied for aid $136K aid approved

2016

Severe Storms and Flooding

1 household applied for aid

2012

Hurricane Isaac

16 households applied for aid $2K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

33 households applied for aid $267K aid approved

2005

Hurricane Katrina

706 households applied for aid $645K aid approved

2004

Hurricane Ivan

56 households applied for aid $36K aid approved

2003

Severe Storms, Tornadoes, Floods

33 households applied for aid $161K aid approved

Clarke County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Enterprise covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Enterprise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Enterprise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Enterprise total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.