Natural hazards · Durant

Durant, MS natural hazards

Most of the natural-hazard damage FEMA expects in Durant comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1983. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Durant?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Durant to be higher than in 49% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes30%Inland flooding25%Cold waves14%Strong wind7%Heat waves6%Earthquakes5%Everything else13%

By hazard

What Durant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

30% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

25% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 17 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Durant flood?

Every paid claim on a federal flood insurance policy in Durant, from FEMA’s records.

4paid claims since 1983

$21Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Durant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Holmes County.

What’s been done with FEMA grants

8storm safe rooms built

Disasters that hit Durant

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Durant itself: aid to households, or repair grants to the City of Durant.

Brought FEMA money into DurantDeclared for Holmes County only

2026

Severe Winter Storm

702 households applied for aid $2.3M aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

78 households applied for aid $189K aid approved

2010

Severe Storms, Tornadoes, and Flooding

46 households applied for aid $144K aid approved

2005

Hurricane Katrina

338 households applied for aid $302K aid approved

2003

Severe Storms, Tornadoes, Floods

5 households applied for aid $8K aid approved

Holmes County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Durant is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Durant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Durant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.