Derma, MS housing market
The typical Derma home is worth about $91,000, down 4.5% in a year, 54% below the Mississippi typical home.
Home values, sales, trends and how Derma compares with the towns next door — updated as new data is published.
Derma at a glance
Typical home value, 2021–2026
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| January | Derma | Mississippi |
|---|---|---|
| 2022 | $94,000 | $185,000 |
| 2023 | $94,000 | $188,000 |
| 2024 | $96,000 | $188,000 |
| 2025 | $107,000 | $195,000 |
| 2026 | $93,000 | $195,000 |
| August 2026 | $91,000 | $198,000 |
No new homes permitted in 2025
No permits for new homes were issued in Derma in 2025 or in any year since 2000.
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| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 0 | 0 | 0 | — |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Derma and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Derma | $91K | −4.5% | $890 | 0 | $41,071 |
| Calhoun City | $107K | +11.3% | $890 | 0 | $40,078 |
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024 · figures for a place this size carry wide margins of error.
A two-bedroom rents for about $890
HUD's Fair Market Rent for a two-bedroom in Derma is $890 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Derma pay a median of $752, so moving in tends to cost more than staying put.
Studio $700 · 4 bedrooms $1,280
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (38839, 38916; Calhoun County, MS), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.