Natural hazards · D'Lo

D'Lo, MS natural hazards

Most of the natural-hazard damage FEMA expects in D'Lo comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is D'Lo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in D'Lo to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes18%Hurricanes6%Everything else20%

By hazard

What D'Lo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 29 years in the area

Hurricanes

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does D'Lo flood?

Every paid claim on a federal flood insurance policy in D'Lo, from FEMA’s records.

10paid claims since 1980

$149Kpaid to owners

3homes flooded more than once

19802026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. D'Lo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Simpson County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit D'Lo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in D'Lo itself: aid to households, or repair grants to the Town of D'Lo.

Brought FEMA money into D'LoDeclared for Simpson County only

2021

Severe Winter Storms

$3K to the Town of D'Lo for repairs

2014

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $2K aid approved

2005

Hurricane Katrina

5 households applied for aid $2K aid approved $9K to the Town of D'Lo for repairs

Simpson County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. D'Lo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to D'Lo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of D'Lo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.