Natural hazards · Collins

Collins, MS natural hazards

Most of the natural-hazard damage FEMA expects in Collins comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 21 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Collins?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Collins to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding35%Hurricanes30%Tornadoes13%Heat waves6%Everything else17%

By hazard

What Collins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Collins flood?

Every paid claim on a federal flood insurance policy in Collins, from FEMA’s records.

21paid claims since 1980

$162Kpaid to owners

2homes flooded more than once

19802026

Biggest named events

Hurricane Ida: 1 claim, $27K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Collins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Covington County.

What’s been done with FEMA grants

8storm safe rooms built

1buildings floodproofed

Disasters that hit Collins

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Collins itself: aid to households, or repair grants to the City of Collins.

Brought FEMA money into CollinsDeclared for Covington County only

2026

Severe Winter Storm

2 households applied for aid

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

885 households applied for aid $5.6M aid approved

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

426 households applied for aid $988K aid approved

2019

Severe Storm, Straight-Line Winds, and Flooding

$552K to the City of Collins for repairs

2012

Hurricane Isaac

$13K to the City of Collins for repairs

2005

Hurricane Katrina

3,281 households applied for aid $3.4M aid approved $2.5M to the City of Collins for repairs

2005

Hurricane Dennis

$4K to the City of Collins for repairs

Covington County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Collins covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Collins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Collins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Collins total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.