Coldwater is a town in Tate County, Mississippi, United States, and is part of the Memphis Metropolitan Area. As of the 2020 census, Coldwater had a population of 1,381.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Town numbers

ZIP code38618

Area code662

Living in Coldwater

Housing in Coldwater

$257K▲ 3.8% in a year Typical home value · Zillow

The typical Coldwater home is worth about $257,000, up 3.8% in a year, 30% above the Mississippi typical home.

Only 1 sale in April 2026, too few for a market read. The typical value is the steadier guide.

Zillow Home Value Index · Redfin Data CenterHousing market →

Work & commute in Coldwater

Full picture →

Most working residents leave Coldwater for work: only 2% work in town. The top destinations are Memphis (17%), Southaven (11%) and Olive Branch (10%). Half commute less than 22 miles.

Memphis, TN

17%

Southaven

11%

Olive Branch

10%

Senatobia

10%

2%Work in townlive and work in Coldwater 22 miWhere do people commute?the commute map 378Jobs based herebalanced

Census LEHD 2023 · ACSWork & commute in Coldwater →

Health in Coldwater

Health Grade D

Healthier than 11% of U.S. towns on seven CDC estimates, and 40% of towns with similar incomes.

Compared with Mississippi

1better than MS·9worse

of 32 measures CDC estimates. The other 22 are too close to call.

Conditions 1▲ 3▼ 8 close Habits all close Care 1▼ 6 close Mind 1▼ 4 close Everyday needs 4▼ 0 close

BetterToo close to callWorse

What stands out

6%Fewer adults who have had cancerMS 7.6% · better 15.5%More adults facing a utility shut-offMS 11.2% · worse

Care nearby

Highland Hills Medical CenterSenatobia · 4.7 mi · ER

M.J. Edwards CenterColdwater · 0.3 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Coldwater · CMS · HRSAHealth in Coldwater →

Natural hazards in Coldwater

Moderate

Expected storm and flood damage is higher than in 50% of U.S. communities.

🏚️ Earthquakes🌪️ Tornadoes🌊 Inland flooding

0Does Coldwater flood?no paid flood claims on record 2Disasters that paid out herefederal disasters sent FEMA money to Coldwater

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Coldwater →

Climate in Coldwater

Full climate →

Coldwater has mild winters and warm summers, with plenty of rain. A typical July afternoon reaches 91°, a January night drops to 32°, and snow is almost unheard of.

53° / 34°Winter

73° / 51°Spring

90° / 70°Summer

74° / 52°Fall

How much snow does Coldwater get?Almost none.Rain & snow →When is the first frost?Around Nov 4, with the last in spring around Mar 20.Frost dates →Is it warmer than it used to be?+0.4° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Coldwater →

Schools in Coldwater

All Coldwater schools →

C⁺

School Grade C+

The public schools Coldwater’s kids attend, from kindergarten through graduation, trail 62% of Mississippi’s districts on state tests and graduation. Among towns with similar incomes, they sit near the middle.

DistrictTate County School DistrictSchools2

Coldwater Elementary School C-Elementary · Grades K–6 · 213 students Senatobia-Tate Career Technical CenterHigh · Grades 10–12

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within MS. Ratings are from neighbors.