Cleveland, MS natural hazards
Most of the natural-hazard damage FEMA expects in Cleveland comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 57 claims here since 1979. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cleveland?
FEMA expects yearly storm and flood damage to homes and buildings in Cleveland to be higher than in 78% of U.S. communities, mostly from inland flooding and earthquakes.
What Cleveland faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Earthquakes
Tornadoes
Heat waves
Lower here
Not a risk here
Does Cleveland flood?
Every paid claim on a federal flood insurance policy in Cleveland, from FEMA’s records.
Biggest named events
- Late winter severe storms: 12 claims, $239K
- Hurricane Katrina: 1 claim, $4K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cleveland itself: aid to households, or repair grants to the City of Cleveland.
Severe Winter Storm
Severe Storms, Tornadoes, Straight-Line Winds, and Flooding
Severe Storms and Flooding
Flooding
Severe Storms and Flooding
Hurricane Katrina
Severe Storms, Tornadoes and Flooding
How to read this page
FEMA’s expected losses across Cleveland total about $5.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.