Natural hazards · Clara

Clara, MS natural hazards

Most of the natural-hazard damage FEMA expects in Clara comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clara?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clara to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding26%Tornadoes13%Cold waves10%Everything else11%

By hazard

What Clara faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

26% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Cold waves

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clara flood?

FEMA's records show no paid flood insurance claims in Clara.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clara isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Clara

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clara itself: aid to households, or repair grants to Clara.

Brought FEMA money into ClaraDeclared for Wayne County only

2014

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2005

Hurricane Katrina

36 households applied for aid $22K aid approved

2004

Hurricane Ivan

4 households applied for aid $6K aid approved

Wayne County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clara is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clara’s own flood-insurance community; household aid to the registrant’s city; repair grants to Clara. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.