Natural hazards · Calhoun

Calhoun, MS natural hazards

Most of the natural-hazard damage FEMA expects in Calhoun comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Calhoun?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calhoun to be higher than in 64% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding38%Earthquakes18%Tornadoes14%Cold waves10%Heat waves8%Everything else12%

By hazard

What Calhoun faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

14% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Calhoun flood?

Every paid claim on a federal flood insurance policy in Calhoun, from FEMA’s records.

7paid claims since 1979

$152Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Calhoun isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

What’s been done with FEMA grants

19storm safe rooms built

Disasters that hit Calhoun

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calhoun itself: aid to households, or repair grants to the Town of Calhoun.

Brought FEMA money into CalhounDeclared for Calhoun County only

2026

Severe Winter Storm

203 households applied for aid $531K aid approved

2003

Severe Storms, Tornadoes and High Winds

1 household applied for aid

Calhoun County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calhoun covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Calhoun’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Calhoun. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Calhoun total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.