Natural hazards · Byram

Byram, MS natural hazards

Most of the natural-hazard damage FEMA expects in Byram comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 2003. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Byram?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Byram to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes20%Hail12%Heat waves11%Cold waves7%Everything else14%

By hazard

What Byram faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Hail

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 16 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Byram flood?

Every paid claim on a federal flood insurance policy in Byram, from FEMA’s records.

7paid claims since 2003

$334Kpaid to owners

1homes flooded more than once

20032026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Byram isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hinds County.

What’s been done with FEMA grants

14storm safe rooms built

Disasters that hit Byram

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Byram itself: aid to households, or repair grants to the City of Byram.

Brought FEMA money into ByramDeclared for Hinds County only

2026

Severe Winter Storm

5 households applied for aid

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

525 households applied for aid $449K aid approved

2012

Hurricane Isaac

8 households applied for aid $4K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

8 households applied for aid $1K aid approved

2008

Severe Storms and Tornadoes

1 household applied for aid $167 aid approved

2005

Hurricane Katrina

1,296 households applied for aid $531K aid approved

2003

Severe Storms, Tornadoes, Floods

5 households applied for aid $14K aid approved

Hinds County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Byram

Byram and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingVery high

Terrymostly inland floodingHigh

Byrammostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Byram covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Byram’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Byram. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Byram total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.