Natural hazards · Byhalia

Byhalia, MS natural hazards

Most of the natural-hazard damage FEMA expects in Byhalia comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2009. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Byhalia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Byhalia to be higher than in 62% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes35%Inland flooding28%Tornadoes21%Cold waves6%Everything else9%

By hazard

What Byhalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

35% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

28% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 53 years in the area

Cold waves

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Byhalia flood?

Every paid claim on a federal flood insurance policy in Byhalia, from FEMA’s records.

1paid claims since 2009

$32Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Byhalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

What’s been done with FEMA grants

35storm safe rooms built

Disasters that hit Byhalia

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Byhalia itself: aid to households, or repair grants to the Town of Byhalia.

Brought FEMA money into ByhaliaDeclared for Marshall County only

2026

Severe Winter Storm

622 households applied for aid $1.9M aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $3K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

11 households applied for aid $14K aid approved

Marshall County has had 14 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Byhalia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Byhalia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Byhalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.