Natural hazards · Bude

Bude, MS natural hazards

Most of the natural-hazard damage FEMA expects in Bude comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bude?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bude to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes23%Hurricanes10%Heat waves6%Strong wind6%Everything else13%

By hazard

What Bude faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 33 years in the area

Hurricanes

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 15 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bude flood?

FEMA's records show no paid flood insurance claims in Bude.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bude isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Bude

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bude itself: aid to households, or repair grants to the Town of Bude.

Brought FEMA money into BudeDeclared for Franklin County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

147 households applied for aid $441K aid approved

2012

Hurricane Isaac

26 households applied for aid $939 aid approved

2005

Hurricane Katrina

211 households applied for aid $107K aid approved

2003

Severe Storms, Tornadoes, Floods

11 households applied for aid $8K aid approved

Franklin County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bude is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bude’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bude. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.