Natural hazards · Bruce

Bruce, MS natural hazards

Most of the natural-hazard damage FEMA expects in Bruce comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1991. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bruce?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bruce to be higher than in 50% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding31%Earthquakes28%Tornadoes13%Cold waves9%Heat waves7%Everything else11%

By hazard

What Bruce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Earthquakes

28% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bruce flood?

Every paid claim on a federal flood insurance policy in Bruce, from FEMA’s records.

12paid claims since 1991

$517Kpaid to owners

2homes flooded more than once

19912026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bruce isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

What’s been done with FEMA grants

29storm safe rooms built

Disasters that hit Bruce

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bruce itself: aid to households, or repair grants to the Town of Bruce.

Brought FEMA money into BruceDeclared for Calhoun County only

2026

Severe Winter Storm

149 households applied for aid $313K aid approved $22K to the Town of Bruce for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$28K to the Town of Bruce for repairs

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$8K to the Town of Bruce for repairs

Calhoun County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bruce covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bruce’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bruce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bruce total about $882K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.