Natural hazards · Blue Springs

Blue Springs, MS natural hazards

Most of the natural-hazard damage FEMA expects in Blue Springs comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blue Springs?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blue Springs to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves21%Earthquakes14%Tornadoes10%Strong wind10%Heat waves9%Everything else8%

By hazard

What Blue Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 81% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 14 years in the area

Strong wind

10% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blue Springs flood?

FEMA's records show no paid flood insurance claims in Blue Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blue Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

What’s been done with FEMA grants

128storm safe rooms built

Disasters that hit Blue Springs

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blue Springs itself: aid to households, or repair grants to the Village of Blue Springs.

Brought FEMA money into Blue SpringsDeclared for Union County only

2026

Severe Winter Storm

131 households applied for aid $218K aid approved

2010

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Union County has had 14 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blue Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Blue Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Blue Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.