Natural hazards · Belmont

Belmont, MS natural hazards

Most of the natural-hazard damage FEMA expects in Belmont comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belmont?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belmont to be higher than in 34% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding26%Cold waves21%Tornadoes19%Earthquakes16%Heat waves7%Everything else11%

By hazard

What Belmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 22 years in the area

Earthquakes

16% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belmont flood?

FEMA's records show no paid flood insurance claims in Belmont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tishomingo County.

What’s been done with FEMA grants

40storm safe rooms built

Disasters that hit Belmont

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Belmont itself: aid to households, or repair grants to the Town of Belmont.

Brought FEMA money into BelmontDeclared for Tishomingo County only

2026

Severe Winter Storm

8 households applied for aid $17K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

67 households applied for aid $99K aid approved

2010

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Tishomingo County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belmont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Belmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.