Natural hazards · Baldwyn

Baldwyn, MS natural hazards

Most of the natural-hazard damage FEMA expects in Baldwyn comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2001. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baldwyn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baldwyn to be higher than in 38% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes26%Inland flooding26%Cold waves19%Tornadoes17%Heat waves5%Everything else7%

By hazard

What Baldwyn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

26% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

26% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

5% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baldwyn flood?

Every paid claim on a federal flood insurance policy in Baldwyn, from FEMA’s records.

1paid claims since 2001

$32Kpaid to owners

0homes flooded more than once

20012026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baldwyn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prentiss County.

What’s been done with FEMA grants

116storm safe rooms built

Disasters that hit Baldwyn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Baldwyn itself: aid to households, or repair grants to the City of Baldwyn.

Brought FEMA money into BaldwynDeclared for Prentiss County only

2026

Severe Winter Storm

265 households applied for aid $375K aid approved $11K to the City of Baldwyn for repairs

2019

Severe Storm, Straight-Line Winds, and Flooding

$6K to the City of Baldwyn for repairs

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$349K to the City of Baldwyn for repairs

2005

Hurricane Katrina

$32K to the City of Baldwyn for repairs

2001

Severe Storms and Tornadoes

$133K to the City of Baldwyn for repairs

Prentiss County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baldwyn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Baldwyn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Baldwyn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baldwyn total about $890K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.