Natural hazards · Austin

Austin, MS natural hazards

Most of the natural-hazard damage FEMA expects in Austin comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Austin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Austin to be higher than in 74% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes39%Inland flooding28%Tornadoes16%Heat waves6%Cold waves5%Everything else6%

By hazard

What Austin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

39% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

28% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 50 years in the area

Heat waves

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 23 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Austin flood?

FEMA's records show no paid flood insurance claims in Austin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Austin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tunica County.

Disasters that hit Austin

Federal disasters declared here

None of the disasters declared for Tunica County shows FEMA aid or repair money reaching Austin itself in FEMA’s records.

Brought FEMA money into AustinDeclared for Tunica County only

Tunica County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Austin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Austin’s own flood-insurance community; household aid to the registrant’s city; repair grants to Austin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.