Natural hazards · Arcola

Arcola, MS natural hazards

Most of the natural-hazard damage FEMA expects in Arcola comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2002. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcola?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcola to be higher than in 44% of U.S. communities, mostly from inland flooding and drought.

Inland flooding40%Drought22%Tornadoes10%Earthquakes8%Cold waves7%Everything else13%

By hazard

What Arcola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Drought

22% of expected damage

Recorded about 14 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcola flood?

Every paid claim on a federal flood insurance policy in Arcola, from FEMA’s records.

3paid claims since 2002

$128Kpaid to owners

0homes flooded more than once

20022026

Biggest named events

Tropical Storm Isidore: 3 claims, $128K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Arcola

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcola itself: aid to households, or repair grants to the Town of Arcola.

Brought FEMA money into ArcolaDeclared for Washington County only

2026

Severe Winter Storm

104 households applied for aid $406K aid approved

2016

Severe Storms and Flooding

10 households applied for aid

2008

Hurricane Gustav

5 households applied for aid $2K aid approved

2005

Hurricane Katrina

$8K to the Town of Arcola for repairs

Washington County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Arcola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.