Natural hazards · Ackerman

Ackerman, MS natural hazards

Most of the natural-hazard damage FEMA expects in Ackerman comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2006. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ackerman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ackerman to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding31%Tornadoes22%Strong wind15%Cold waves9%Earthquakes8%Everything else16%

By hazard

What Ackerman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Strong wind

15% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ackerman flood?

Every paid claim on a federal flood insurance policy in Ackerman, from FEMA’s records.

3paid claims since 2006

$81Kpaid to owners

1homes flooded more than once

20062026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ackerman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Choctaw County.

What’s been done with FEMA grants

47storm safe rooms built

Disasters that hit Ackerman

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ackerman itself: aid to households, or repair grants to the Town of Ackerman.

Brought FEMA money into AckermanDeclared for Choctaw County only

2026

Severe Winter Storm

1 household applied for aid

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

26 households applied for aid $8K aid approved

2010

Severe Storms, Tornadoes, and Flooding

67 households applied for aid $50K aid approved

2005

Hurricane Katrina

153 households applied for aid $95K aid approved $86K to the Town of Ackerman for repairs

2001

Severe Storms and Tornadoes

$30K to the Town of Ackerman for repairs

1998

Severe Winter Storms, Ice and Freezing Rain

$14K to the Town of Ackerman for repairs

Choctaw County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ackerman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ackerman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ackerman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ackerman total about $909K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.