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Natural hazards · York

York, MO natural hazards

Most of the natural-hazard damage FEMA expects in York comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is York?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in York to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes19%Drought17%Cold waves11%Heat waves6%Everything else14%
By hazard

What York faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

19% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 4 years in the area

Drought

17% of expected damage
Recorded about 18 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 5 times a year in the area

Heat waves

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does York flood?

FEMA's records show no paid flood insurance claims in York.

of all homes
are insured
No community discount. York isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Putnam County.
Disasters that hit York

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in York itself: aid to households, or repair grants to the Township of York.

Brought FEMA money into YorkDeclared for Putnam County only
2019

Severe Storms, Tornadoes, and Flooding

$138K to the Township of York for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$40K to the Township of York for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$25K to the Township of York for repairs
2013

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$34K to the Township of York for repairs
2011

Severe Winter Storm and Snowstorm

$2K to the Township of York for repairs
2010

Severe Storms, Flooding, and Tornadoes

$92K to the Township of York for repairs
Putnam County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.
Around York

York and the towns around it

Somerset: Moderate, mostly inland floodingSherman: Moderate, mostly inland floodingMedicine: Moderate, mostly inland floodingRavanna: Moderate, mostly inland floodingJackson: Moderate, mostly inland floodingMarion: Moderate, mostly inland floodingRavanna: Moderate, mostly inland floodingUnion: Moderate, mostly inland floodingMorgan: High, mostly inland floodingMedicine: Moderate, mostly inland floodingWashington: High, mostly inland floodingWilson: Low, mostly inland floodingYork: Moderate, mostly inland flooding YorkSomersetShermanMedicineRavannaJackson
Very lowLowModerateHighVery high
Yorkmostly inland floodingModerate
Shermanmostly inland floodingModerate
Medicinemostly inland floodingModerate
Jacksonmostly inland floodingModerate
Somersetmostly inland floodingModerate
Ravannamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. York is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to York’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of York. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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