Natural hazards · Wooldridge

Wooldridge, MO natural hazards

Most of the natural-hazard damage FEMA expects in Wooldridge comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wooldridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wooldridge to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes14%Cold waves10%Heat waves10%Drought9%Everything else7%

By hazard

What Wooldridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 9 years in the area

Cold waves

10% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 12 times a year in the area

Drought

9% of expected damage

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wooldridge flood?

FEMA's records show no paid flood insurance claims in Wooldridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wooldridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cooper County.

Disasters that hit Wooldridge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wooldridge itself: aid to households, or repair grants to the Village of Wooldridge.

Brought FEMA money into WooldridgeDeclared for Cooper County only

2019

Severe Storms, Tornadoes, and Flooding

$8K to the Village of Wooldridge for repairs

2011

Flooding

$11K to the Village of Wooldridge for repairs

Cooper County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wooldridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wooldridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Wooldridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.