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Natural hazards · Wilson

Wilson, MO natural hazards

Most of the natural-hazard damage FEMA expects in Wilson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wilson?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wilson to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes30%Heat waves10%Cold waves9%Strong wind7%Drought6%Everything else9%
By hazard

What Wilson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

30% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 44 years in the area

Heat waves

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 5 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Drought

6% of expected damage
Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wilson flood?

Every paid claim on a federal flood insurance policy in Wilson, from FEMA’s records.

1paid claims since 2019
$3Kpaid to owners
0homes flooded more than once
20192026
of all homes
are insured
No community discount. Wilson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Putnam County.
Disasters that hit Wilson

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wilson itself: aid to households, or repair grants to the Township of Wilson.

Brought FEMA money into WilsonDeclared for Putnam County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$8K to the Township of Wilson for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$34K to the Township of Wilson for repairs
2010

Severe Storms, Flooding, and Tornadoes

$2K to the Township of Wilson for repairs
2008

Severe Storms and Flooding

$6K to the Township of Wilson for repairs
Putnam County has had 15 natural disasters declared since 1953, most often severe storms and ice storms.
Around Wilson

Wilson and the towns around it

Jackson: Moderate, mostly inland floodingUnion: Moderate, mostly inland floodingRichland: Moderate, mostly inland floodingLincoln: Moderate, mostly inland floodingMedicine: Moderate, mostly inland floodingSherman: Moderate, mostly inland floodingYork: Moderate, mostly inland floodingElm: Moderate, mostly inland floodingLiberty: Moderate, mostly inland floodingWilson: Low, mostly inland flooding WilsonJacksonUnionRichlandLincoln
Very lowLowModerateHighVery high
Jacksonmostly inland floodingModerate
Unionmostly inland floodingModerate
Richlandmostly inland floodingModerate
Lincolnmostly inland floodingModerate
Wilsonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wilson covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wilson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wilson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wilson total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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