Natural hazards · Willard

Willard, MO natural hazards

Most of the natural-hazard damage FEMA expects in Willard comes from inland flooding, and overall the risk is moderate for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willard to be higher than in 44% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding50%Heat waves17%Tornadoes13%Everything else20%

By hazard

What Willard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 6 times a year in the area

Heat waves

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 13 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 24 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willard flood?

FEMA's records show no paid flood insurance claims in Willard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Willard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Willard

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willard itself: aid to households, or repair grants to the City of Willard.

Brought FEMA money into WillardDeclared for Greene County only

2019

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $30K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

24 households applied for aid $12K aid approved

2009

Severe Storms, Tornadoes, and Flooding

39 households applied for aid $101K aid approved

2008

Severe Storms and Flooding

16 households applied for aid $16K aid approved

2007

Severe Winter Storms and Flooding

$41K to the City of Willard for repairs

2006

Severe Winter Storms

$4K to the City of Willard for repairs

2006

Severe Storms, Tornadoes and Flooding

1 household applied for aid

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Greene County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Willard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Willard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Willard, MO natural hazards

How exposed is Willard?

What Willard faces

Inland flooding

Heat waves

Tornadoes

Lower here

Not a risk here

Does Willard flood?

What’s been done with FEMA grants

8 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Winter Storms and Flooding

Severe Winter Storms

Severe Storms, Tornadoes and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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