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Housing in White Oak

A typical White Oak home is worth roughly $133,000

Typical home value
$133K
MO $268K
Estimate
2-bedroom rent
$930
a month, utilities in · HUD
Median tax bill
$889
MO $1,948

What kind of housing town is White Oak?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.1 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about
$258,000
Typical White Oak home $133K

That covers a typical White Oak home, with $124K to spare.

The typical home, each month
$770
Loan $660Tax $70Insurance $40

A two-bedroom rents for about $930 a month here, $160 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, White Oak’s typical property tax (0.67% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $930

Renters already here pay a median of $1,250.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$720
2 bedrooms$930
3 bedrooms$1,240
4 bedrooms$1,360
30%
of households rent · MO 32%
78
renter households
$1,250
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bates County, MO HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

70% of White Oak households own their home

Half of White Oak’s homes were built before 1957.

Owners and renters
Own 70%Rent 30%

Missouri: 68% own.

1957
typical home built · MO 1978
$889
median property tax bill · MO $1,948
0.67%
of a home’s value, a year in tax · MO 0.85%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

White Oak vs. its neighbors

The towns that share a border with White Oak. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
White Oak$133K*—$930$63,618
Bogard$186K*—$950$75,313
Honey Creek—−1%†$900—

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What White Oak buyers, sellers and renters are saying.

Town Square →
Weigh in
Is White Oak still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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