Sign inJoin
Housing in Westphalia

A typical Westphalia home is worth roughly $203,000

Home prices around Westphalia have risen about 59% over the past 5 years.

Typical home value
$203K
▲ 6.4% in a year · MO $268K
Estimate
2-bedroom rent
$890
a month, utilities in · HUD
Median tax bill
$900
MO $1,948

What kind of housing town is Westphalia?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 59% in 5 years

The federal house price index for the ZIP code around Westphalia rose 59% over the past 5 years, faster than across Missouri (51%). Last year prices rose 6.4%.

Westphalia areaMissouri
−50%0%+50%+100%20092010201520202025
+6.4%
past year
+59%
past 5 years
+88%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Westphalia, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

What it takes to buy in Westphalia

Try your own numbers below.

You could afford about
$279,000
Typical Westphalia home $203K

That covers a typical Westphalia home, with $76K to spare.

The typical home, each month
$1,210
Loan $1,000Tax $140Insurance $60

A two-bedroom rents for about $890 a month here, $320 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Missouri typical property tax (0.85% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

73% of Westphalia households own their home

Half of Westphalia’s homes were built before 1952.

Owners and renters
Own 73%Rent 28%

Missouri: 68% own.

1952
typical home built · MO 1978
$900
median property tax bill · MO $1,948
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $890

Renters already here pay a median of $596, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$670
1 bedroom$680
2 bedrooms$890
3 bedrooms$1,230
4 bedrooms$1,350
28%
of households rent · MO 32%
43
renter households
$596
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Jefferson City, MO HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Westphalia buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Westphalia still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Westphalia

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in