Natural hazards · West Boone

West Boone, MO natural hazards

Most of the natural-hazard damage FEMA expects in West Boone comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Boone?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Boone to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding54%Tornadoes12%Cold waves12%Strong wind8%Heat waves6%Everything else9%

By hazard

What West Boone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Cold waves

12% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Boone flood?

FEMA's records show no paid flood insurance claims in West Boone.

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Boone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bates County.

Disasters that hit West Boone

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Boone itself: aid to households, or repair grants to the Township of West Boone.

Brought FEMA money into West BooneDeclared for Bates County only

2019

Severe Storms, Tornadoes, and Flooding

$202K to the Township of West Boone for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$128K to the Township of West Boone for repairs

2011

Severe Winter Storm and Snowstorm

$21K to the Township of West Boone for repairs

Bates County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

Around West Boone

West Boone and the towns around it

Very lowLowModerateHighVery high

West Boonemostly inland floodingHigh

East Boonemostly inland floodingHigh

West Pointmostly inland floodingHigh

Drexelmostly inland floodingModerate

Sugar Creekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Boone is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Boone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of West Boone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.