Natural hazards · Wellington

Wellington, MO natural hazards

Most of the natural-hazard damage FEMA expects in Wellington comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wellington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wellington to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves31%Tornadoes13%Heat waves6%Everything else13%

By hazard

What Wellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Cold waves

31% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 14 years in the area

Heat waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 13 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wellington flood?

FEMA's records show no paid flood insurance claims in Wellington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wellington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafayette County.

Disasters that hit Wellington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wellington itself: aid to households, or repair grants to the City of Wellington.

Brought FEMA money into WellingtonDeclared for Lafayette County only

2019

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $17K aid approved

2011

Flooding

2 households applied for aid $303 aid approved

2007

Severe Storms and Flooding

7 households applied for aid $32K aid approved

2002

Severe Winter Ice Storm

$3K to the City of Wellington for repairs

Lafayette County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wellington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wellington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.