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Natural hazards · Waynesville

Waynesville, MO natural hazards

Most of the natural-hazard damage FEMA expects in Waynesville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 94 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waynesville?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waynesville to be higher than in 66% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves16%Heat waves13%Tornadoes7%Everything else12%
By hazard

What Waynesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Cold waves

16% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Heat waves

13% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 12 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 72 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waynesville flood?

Every paid claim on a federal flood insurance policy in Waynesville, from FEMA’s records.

94paid claims since 1978
$1.7Mpaid to owners
10homes flooded more than once
19782026

Biggest named events

  • Late spring severe storms: 7 claims, $113K
  • Not a named storm: 4 claims, $56K
  • March storm: 2 claims, $43K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Waynesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pulaski County.

What’s been done with FEMA grants

19flood-prone properties bought out and cleared
2storm safe rooms built
Disasters that hit Waynesville

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waynesville itself: aid to households, or repair grants to the City of Waynesville.

Brought FEMA money into WaynesvilleDeclared for Pulaski County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$195K to the City of Waynesville for repairs
2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $3K aid approved $20K to the City of Waynesville for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

24 households applied for aid $65K aid approved $170K to the City of Waynesville for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

27 households applied for aid $19K aid approved $58K to the City of Waynesville for repairs
2013

Severe Storms, Straight-Line Winds and Flooding

$470K to the City of Waynesville for repairs
2011

Severe Winter Storm and Snowstorm

$12K to the City of Waynesville for repairs
2008

Severe Storms and Flooding

34 households applied for aid $97K aid approved $138K to the City of Waynesville for repairs
2007

Severe Winter Storms and Flooding

$48K to the City of Waynesville for repairs
2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2002

Severe Storms, Tornadoes and Flooding

$12K to the City of Waynesville for repairs
Pulaski County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waynesville covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Waynesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waynesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waynesville total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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