Natural hazards · Villa Ridge

Villa Ridge, MO natural hazards

Most of the natural-hazard damage FEMA expects in Villa Ridge comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Villa Ridge?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Villa Ridge to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes12%Earthquakes11%Heat waves10%Strong wind6%Cold waves5%Everything else5%

By hazard

What Villa Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 80% of U.S. places

Earthquakes

11% of expected damage

Well above average · higher than 80% of U.S. places

Heat waves

10% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 12 times a year in the area

Strong wind

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 6 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Villa Ridge flood?

FEMA's records show no paid flood insurance claims in Villa Ridge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Villa Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Villa Ridge

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Villa Ridge itself: aid to households, or repair grants to Villa Ridge.

Brought FEMA money into Villa RidgeDeclared for Franklin County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

36 households applied for aid $121K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

13 households applied for aid $47K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

31 households applied for aid $239K aid approved

2008

Severe Storms and Flooding

13 households applied for aid $80K aid approved

Franklin County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Villa Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Villa Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Villa Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Villa Ridge total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.