Natural hazards · Vanduser

Vanduser, MO natural hazards

Most of the natural-hazard damage FEMA expects in Vanduser comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vanduser?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vanduser to be higher than in 79% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes41%Tornadoes17%Inland flooding17%Drought6%Everything else19%

By hazard

What Vanduser faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

41% of expected damage

Well above average · higher than 92% of U.S. places

Tornadoes

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

17% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 3 times a year in the area

Drought

6% of expected damage

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vanduser flood?

Every paid claim on a federal flood insurance policy in Vanduser, from FEMA’s records.

5paid claims since 1982

$29Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Mid-spring storms: 1 claim, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Vanduser isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Vanduser

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vanduser itself: aid to households, or repair grants to the Village of Vanduser.

Brought FEMA money into VanduserDeclared for Scott County only

2011

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $5K aid approved

2009

Severe Winter Storm

$19K to the Village of Vanduser for repairs

2008

Severe Storms, Flooding, and a Tornado

$2K to the Village of Vanduser for repairs

2008

Severe Storms and Flooding

5 households applied for aid $4K aid approved

Scott County has had 25 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vanduser is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vanduser’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Vanduser. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.