Housing in Union

A typical Union home is worth roughly $124,000

#3Vacation-home towns in MO #4Cheapest rent in MO All MO rankings →

Typical home value

$124K

MO $268K

Estimate

2-bedroom rent

$890

a month, utilities in · HUD

Median tax bill

$1,329

MO $1,948

What kind of housing town is Union?

Read from the numbers below. The page puts what stands out first.

Your money goes further54% below the Missouri typical home.Rent is cheap#4 in MO for the cheapest rent.A second-home town21% of homes are seasonal or vacation homes.

★ What stands out · Affordability

A typical home costs 1.8 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about

$266,000

Typical Union home $124K

That covers a typical Union home, with $142K to spare.

The typical home, each month

$760

Loan $610Tax $110Insurance $40

A two-bedroom rents for about $890 a month here, $130 more than owning.

How Union ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Union’s typical property tax (1.07% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $890

Renters already here pay a median of $494, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$660

1 bedroom$700

2 bedrooms$890

3 bedrooms$1,060

4 bedrooms$1,320

28%

of households rent · MO 32%

217

renter households

50%

of renters spend 30%+ of income on rent · MO 46%

15%

of the median income, for a two-bedroom

$494

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Putnam County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

72% of Union households own their home

Half of Union’s homes were built before 1974.

Owners and renters

Own 72%Rent 28%

Missouri: 68% own.

1974

typical home built · MO 1978

$1,329

median property tax bill · MO $1,948

1.07%

of a home’s value, a year in tax · MO 0.85%

21%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Union vs. its neighbors

The towns that share a border with Union. Tap one to see its housing page.

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Union	$124K*	—	$890	—	$70,357
Lincoln	—	—	$890	0	$74,763
Sherman	—	—	$920	0	—

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Union buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Union still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.