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Housing in Union

A typical Union home is worth roughly $168,000

Typical home value
$168K
MO $268K
Estimate
2-bedroom rent
$920
a month, utilities in · HUD
Median tax bill
$953
MO $1,948

What kind of housing town is Union?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 3.1 years of income

Less than across Missouri (3.8 years). Try your own numbers below.

You could afford about
$220,000
Typical Union home $168K

That covers a typical Union home, with $53K to spare.

The typical home, each month
$960
Loan $830Tax $80Insurance $50

A two-bedroom rents for about $920 a month here, $40 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Union’s typical property tax (0.57% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $920

Renters already here pay a median of $742, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$680
1 bedroom$700
2 bedrooms$920
3 bedrooms$1,180
4 bedrooms$1,340
33%
of households rent · MO 32%
240
renter households
30%
of renters spend 30%+ of income on rent · MO 46%
20%
of the median income, for a two-bedroom
$742
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Daviess County, MO): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

67% of Union households own their home

Half of Union’s homes were built before 1968.

Owners and renters
Own 67%Rent 33%

Missouri: 68% own.

1968
typical home built · MO 1978
$953
median property tax bill · MO $1,948
0.57%
of a home’s value, a year in tax · MO 0.85%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Union vs. its neighbors

Union is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Union$168K*—$920$54,000
Liberty$285K*—$910$71,818
Jackson$124K*—$940$114,583

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Union buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Union still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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