Terre du Lac, MO housing market
Homes typically sell in 74 days, below asking.
Home values, sales, trends and how Terre du Lac compares with the towns next door — updated as new data is published.
Terre du Lac at a glance
A seller's market
Supply is tight — about 2.1 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Home prices up 55% in 5 years
The federal house price index for the ZIP code around Terre du Lac rose 55% over the past 5 years, faster than across Missouri (51%). Last year prices fell 1.7%. Carrying the Census median home value forward with that index puts the typical Terre du Lac home at roughly $309,000 today.
Show as a table
| Year | Change that year | Since 2000 | Missouri since 2000 |
|---|---|---|---|
| 2025 | −1.7% | +114% | +138% |
| 2024 | +25% | +117% | +129% |
| 2023 | −11% | +74% | +118% |
| 2022 | +22% | +94% | +102% |
| 2021 | +16% | +60% | +75% |
| 2020 | −0.5% | +38% | +58% |
| 2019 | +0.2% | +38% | +52% |
| 2018 | +2.9% | +38% | +45% |
| 2017 | +5.2% | +34% | +38% |
| 2016 | +6% | +28% | +32% |
| 2015 | +5% | +20% | +26% |
| 2014 | −2.6% | +14% | +22% |
| 2013 | +2.1% | +17% | +19% |
| 2012 | −2.9% | +15% | +19% |
| 2011 | −0.8% | +18% | +20% |
| 2010 | −5.1% | +19% | +24% |
| 2009 | −3.4% | +26% | +29% |
| 2008 | −2.6% | +30% | +33% |
| 2007 | +0.7% | +34% | +35% |
| 2006 | +7.5% | +33% | +33% |
| 2005 | +8.2% | +24% | +28% |
| 2004 | +4.3% | +14% | +20% |
| 2003 | +2.8% | +9.5% | +14% |
| 2002 | +0.6% | +6.5% | +10% |
| 2001 | +5.9% | +5.9% | +5.7% |
| 2000 | — | — | — |
How Terre du Lac ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 63628, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
2.3 years of income
The typical Terre du Lac home costs about 2.3 years of the town's median household income, less than across Missouri (3.8 years).
How Terre du Lac ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $990
HUD's Fair Market Rent for a two-bedroom in Terre du Lac is $990 a month, utilities included: roughly what a modest, recently rented unit costs. A two-bedroom takes about 14% of the town's median household income.
Studio $760 · 4 bedrooms $1,480
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (63628; St. Louis, MO-IL HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.