Natural hazards · Tarkio

Tarkio, MO natural hazards

Most of the natural-hazard damage FEMA expects in Tarkio comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 15 claims here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tarkio?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tarkio to be higher than in 74% of U.S. communities, mostly from inland flooding and drought.

Inland flooding37%Drought23%Tornadoes14%Heat waves9%Cold waves8%Everything else9%

By hazard

What Tarkio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Drought

23% of expected damage

Recorded about 12 times a year in the area

Tornadoes

14% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Heat waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 9 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tarkio flood?

Every paid claim on a federal flood insurance policy in Tarkio, from FEMA’s records.

15paid claims since 1982

$99Kpaid to owners

3homes flooded more than once

19822026

Biggest named events

Midwest Flooding: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Tarkio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Atchison County.

Disasters that hit Tarkio

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tarkio itself: aid to households, or repair grants to the City of Tarkio.

Brought FEMA money into TarkioDeclared for Atchison County only

2019

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $750 aid approved

2011

Flooding

6 households applied for aid

2010

Severe Storms, Flooding, and Tornadoes

$4K to the City of Tarkio for repairs

2007

Severe Winter Storms

$51K to the City of Tarkio for repairs

2007

Severe Storms and Flooding

4 households applied for aid $11K aid approved $56K to the City of Tarkio for repairs

Atchison County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tarkio is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tarkio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tarkio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.